Tulsa, OK · Charter 60696
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.95% | 1.08% | 1.03% | 1.04% | 1.04% | +9 bps | |
| Return on Equity | 5.19% | 5.65% | 5.49% | 5.27% | 5.03% | -16 bps | |
| Net Interest Margin | 5.18% | 5.40% | 5.25% | 5.44% | 5.57% | +39 bps | |
| Efficiency Ratio | 84.47% | 83.01% | 83.31% | 83.57% | 81.38% | -309 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 14.16% | 9.91% | 7.46% | 0.64% | -6.75% | -2,090 bps | |
| Loan Growth (YoY) | 11.57% | 10.38% | 8.80% | 6.70% | 5.61% | -596 bps | |
| Share Growth (YoY) | 13.91% | 9.09% | 7.74% | -1.62% | -11.22% | -2,512 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.31% | 1.46% | 1.73% | 1.34% | 1.39% | +8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.27% | 19.15% | 18.75% | 19.77% | 20.72% | +244 bps | |
| Net Worth / Assets | 18.27% | 19.15% | 18.75% | 19.77% | 20.72% | +244 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 70.45% | 75.16% | 73.99% | 77.85% | 83.80% | +1,335 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |