Chicago, IL · Charter 60680
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.23% | 0.94% | 1.25% | -1.08% | -0.52% | -175 bps | |
| Return on Equity | 8.99% | 7.68% | 8.63% | -4.69% | -2.23% | -1,122 bps | |
| Net Interest Margin | 2.87% | 2.65% | 2.99% | 1.53% | 1.75% | -112 bps | |
| Efficiency Ratio | 57.72% | 65.07% | 58.78% | 169.70% | 129.22% | +7,149 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.18% | 12.70% | 3.37% | 79.96% | 79.67% | +7,949 bps | |
| Loan Growth (YoY) | -16.62% | -13.78% | -15.18% | 5.81% | -3.60% | +1,303 bps | |
| Share Growth (YoY) | -2.14% | 13.57% | 2.61% | 60.89% | 61.31% | +6,345 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 2.28% | 3.04% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 4.99% | 5.22% | 5.93% | 6.19% | 3.54% | -144 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.73% | 12.23% | 14.52% | 22.93% | 23.09% | +936 bps | |
| Net Worth / Assets | 13.73% | 12.23% | 14.52% | 22.93% | 23.09% | +936 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 52.25% | 43.77% | 42.55% | 34.78% | 31.22% | -2,102 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |