Allvac Savings and
Monroe, NC · Charter 60660 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$9.5MAssets
$5.4MLoans
$7.8MShares
$1.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 87% of credit unions under $1B in assets (rank 225 of 1682).
- Widest gap: efficiency ratio trails 49% of credit unions under $1B in assets (rank 827 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.08%
Rank 513 of 1,683
Net Interest Margin
4.24%
Rank 471 of 1,683
Efficiency Ratio
77.86%
Rank 827 of 1,682
Equity / Assets
17.59%
Rank 354 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.08% | 0.35% | 0.74% | 1.18% | Beats 70% | 513 / 1,683 | | |
| Return on Equity | 6.12% | 2.67% | 5.89% | 8.74% | Beats 52% | 800 / 1,681 | | |
| Net Interest Margin | 4.24% | 3.31% | 3.82% | 4.32% | Beats 72% | 471 / 1,683 | | |
| Efficiency Ratio | 77.86% | 68.91% | 78.20% | 86.93% | Beats 51% | 827 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.09% | 0.26% | 0.65% | 1.29% | Beats 87% | 225 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.59% | 10.44% | 12.89% | 16.53% | Beats 79% | 354 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.59% | 10.44% | 12.89% | 16.53% | Beats 79% | 354 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.95% | 52.61% | 69.38% | 83.50% | 49th pctl | 853 / 1,683 | | |
| Loans / Assets | 56.80% | 44.71% | 59.18% | 70.72% | 45th pctl | 924 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |