New South Credit Union
Knoxville, TN · Charter 60645 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$90.3MAssets
$33.4MLoans
$76.1MShares
$13.5MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 89% of credit unions under $1B in assets (rank 188 of 1683).
- Widest gap: net interest margin trails 69% of credit unions under $1B in assets (rank 1168 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.64%
Rank 188 of 1,683
Net Interest Margin
3.44%
Rank 1,168 of 1,683
Efficiency Ratio
63.34%
Rank 252 of 1,682
Equity / Assets
14.91%
Rank 559 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.64% | 0.35% | 0.74% | 1.18% | Beats 89% | 188 / 1,683 | |
| Return on Equity | 10.97% | 2.67% | 5.89% | 8.74% | Beats 88% | 206 / 1,681 | |
| Net Interest Margin | 3.44% | 3.31% | 3.82% | 4.32% | Beats 31% | 1,168 / 1,683 | |
| Efficiency Ratio | 63.34% | 68.91% | 78.20% | 86.93% | Beats 85% | 252 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.26% | 0.65% | 1.29% | Beats 85% | 247 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.91% | 10.44% | 12.89% | 16.53% | Beats 67% | 559 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.91% | 10.44% | 12.89% | 16.53% | Beats 67% | 559 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 43.85% | 52.61% | 69.38% | 83.50% | 15th pctl | 1,430 / 1,683 | |
| Loans / Assets | 36.97% | 44.71% | 59.18% | 70.72% | 15th pctl | 1,423 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |