PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

D & B Employees

Garland, TX · Charter 60629

Q4 1994

$1.3MAssets
$1.0MLoans
$1.1MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.04%.
  • Asset quality: problem loans at 0.97% of loans.
  • Funding: loans stand at 92.88% of shares as of Q4 1994.

Financial Results

Return on Assets (YTD, annualized)

3.04%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets2.58%3.04%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.02%0.97%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans0.77%0.82%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares91.08%92.88%n/a
Liquid Assets / Assets21.40%15.98%n/a