Federal Way, WA · Charter 60613
NCUA · 1 branch
Q2 2017
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | Q2 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.26% | -0.33% | -0.45% | -0.34% | 0.52% | +79 bps | |
| Return on Equity | -2.66% | -3.42% | -4.89% | -3.77% | 5.49% | +815 bps | |
| Net Interest Margin | 3.25% | 3.23% | 2.92% | 2.74% | 2.90% | -34 bps | |
| Efficiency Ratio | 105.58% | 102.37% | 102.27% | 88.28% | 85.65% | -1,993 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.39% | -0.36% | 1.95% | 3.25% | 3.05% | +443 bps | |
| Loan Growth (YoY) | 2.88% | -1.87% | 2.99% | 5.71% | 5.88% | +299 bps | |
| Share Growth (YoY) | -1.54% | -0.14% | 2.47% | 4.46% | 4.40% | +594 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.68% | 0.51% | 0.52% | 0.27% | 0.30% | -37 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.95% | 0.95% | 1.21% | 1.21% | 0.98% | +3 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.90% | 9.76% | 9.29% | 8.94% | 9.55% | -36 bps | |
| Net Worth / Assets | 9.90% | 9.76% | 9.29% | 8.94% | 9.55% | -36 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 83.36% | 82.06% | 83.12% | 80.07% | 84.54% | +117 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |