North Hollywood, CA · Charter 6061
Q1 2014
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2014, the quarter ended March 31, 2014, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
North Hollywood, CA · Charter 6061
Q1 2014
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2012 | Q3 2012 | Q4 2012 | Q1 2013 | Q2 2013 | Q3 2013 | Q4 2013 | Q1 2014 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.87% | -1.40% | -1.49% | -4.46% | -2.66% | -1.98% | -1.68% | 0.68% | +514 bps | |
| Return on Equity | -12.36% | -23.32% | -23.03% | -85.49% | -51.30% | -38.84% | -32.52% | 13.04% | +9,853 bps | |
| Net Interest Margin | 3.13% | 2.87% | 3.15% | 2.92% | 3.05% | 2.94% | 3.00% | 3.44% | +52 bps | |
| Efficiency Ratio | 107.98% | 110.35% | 111.38% | 101.82% | 103.86% | 107.79% | 104.11% | 82.43% | -1,939 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.08% | 2.49% | -3.04% | -4.37% | -7.25% | -12.71% | -6.04% | -5.72% | -135 bps | |
| Loan Growth (YoY) | -2.15% | -9.04% | -14.73% | -21.25% | -23.16% | -22.81% | -21.07% | -17.11% | +414 bps | |
| Share Growth (YoY) | -2.54% | 3.89% | -1.71% | -2.29% | -5.45% | -11.75% | -4.74% | -5.77% | -349 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 10.78% | 9.35% | 10.29% | 10.77% | 12.48% | 6.43% | 7.39% | 7.09% | -368 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.74% | 2.83% | 3.09% | 4.66% | 5.16% | 2.65% | 3.30% | 2.10% | -256 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.01% | 6.01% | 6.45% | 5.21% | 5.19% | 5.09% | 5.18% | 5.24% | +2 bps | |
| Net Worth / Assets | 7.01% | 6.01% | 6.45% | 5.21% | 5.19% | 5.09% | 5.18% | 5.24% | +2 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 40.61% | 37.04% | 38.83% | 33.80% | 33.01% | 32.39% | 32.18% | 29.73% | -407 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |