League City, TX · Charter 60608
NCUA · 12 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.51% | 1.46% | 1.12% | 0.94% | 0.67% | -84 bps | |
| Return on Equity | 13.03% | 12.53% | 10.17% | 8.64% | 6.06% | -697 bps | |
| Net Interest Margin | 5.71% | 5.61% | 5.39% | 5.42% | 5.43% | -27 bps | |
| Efficiency Ratio | 67.36% | 67.16% | 68.59% | 69.90% | 70.89% | +353 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.87% | 5.34% | 11.26% | 11.43% | 11.22% | +1,209 bps | |
| Loan Growth (YoY) | 2.61% | 3.78% | 5.27% | 5.91% | 5.41% | +279 bps | |
| Share Growth (YoY) | -1.53% | 4.92% | 11.20% | 11.95% | 11.28% | +1,281 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.35% | 1.50% | 1.22% | 0.99% | 1.09% | -26 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.60% | 11.64% | 11.06% | 10.94% | 11.07% | -53 bps | |
| Net Worth / Assets | 11.60% | 11.64% | 11.06% | 10.94% | 11.07% | -53 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 93.98% | 93.11% | 90.77% | 87.40% | 89.02% | -496 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |