League City, TX · Charter 60608
NCUA · 12 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Houston-Pasadena-The Woodlands, TX area (n=62 to 63). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
30
Asset Quality
37
Profitability
71
Liquidity
29
Efficiency
78
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
League City, TX · Charter 60608
NCUA · 12 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.64% | 0.64% | 1.58% | 1.51% | 1.46% | 1.12% | 0.94% | 0.67% | -84 bps | |
| Return on Equity | 5.75% | 5.71% | 14.03% | 13.03% | 12.53% | 10.17% | 8.64% | 6.06% | -697 bps | |
| Net Interest Margin | 5.21% | 5.37% | 5.60% | 5.71% | 5.61% | 5.39% | 5.42% | 5.43% | -27 bps | |
| Efficiency Ratio | 70.37% | 70.93% | 69.20% | 67.36% | 67.16% | 68.59% | 69.90% | 70.89% | +353 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.94% | -4.09% | -2.85% | -0.87% | 5.34% | 11.26% | 11.43% | 11.22% | +1,209 bps | |
| Loan Growth (YoY) | -0.68% | 0.90% | 1.40% | 2.61% | 3.78% | 5.27% | 5.91% | 5.41% | +279 bps | |
| Share Growth (YoY) | -3.95% | -5.24% | -4.16% | -1.53% | 4.92% | 11.20% | 11.95% | 11.28% | +1,281 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.30% | 1.30% | 1.13% | 1.35% | 1.50% | 1.22% | 0.99% | 1.09% | -26 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.05% | 11.16% | 11.23% | 11.60% | 11.64% | 11.06% | 10.94% | 11.07% | -53 bps | |
| Net Worth / Assets | 11.05% | 11.16% | 11.23% | 11.60% | 11.64% | 11.06% | 10.94% | 11.07% | -53 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 94.14% | 95.89% | 92.39% | 93.98% | 93.11% | 90.77% | 87.40% | 89.02% | -496 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
League City, TX · Charter 60608 · Peer group: credit unions under $1B in assets in the Houston-Pasadena-The Woodlands, TX area (n=62-63)
NCUA · 12 branches
Q2 2026
Return on Assets
0.67%
Rank 28 of 63
Net Interest Margin
5.43%
Rank 5 of 63
Efficiency Ratio
70.89%
Rank 15 of 63
Equity / Assets
11.07%
Rank 44 of 63
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.67% | 0.11% | 0.53% | 1.19% | Beats 56% | 28 / 63 | ||
| Return on Equity | 6.06% | 1.09% | 3.60% | 6.92% | Beats 65% | 22 / 62 | ||
| Net Interest Margin | 5.43% | 3.19% | 4.06% | 4.80% | Beats 92% | 5 / 63 | ||
| Efficiency Ratio | 70.89% | 72.55% | 82.57% | 90.97% | Beats 78% | 15 / 63 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.09% | 0.32% | 0.64% | 1.62% | Beats 37% | 41 / 63 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.07% | 10.13% | 12.81% | 19.70% | Beats 30% | 44 / 63 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.07% | 10.13% | 12.81% | 19.70% | Beats 30% | 44 / 63 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 89.02% | 55.42% | 71.20% | 87.46% | 78th pctl | 14 / 63 | ||
| Loans / Assets | 78.67% | 48.43% | 59.68% | 73.12% | 87th pctl | 8 / 63 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||