Comtrust
Chattanooga, TN · Charter 606 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$429.7MAssets
$96.7MLoans
$379.7MShares
$49.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 65% of credit unions under $1B in assets (rank 583 of 1682).
- Widest gap: net interest margin trails 98% of credit unions under $1B in assets (rank 1653 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.51%
Rank 1,118 of 1,683
Net Interest Margin
2.03%
Rank 1,653 of 1,683
Efficiency Ratio
78.56%
Rank 863 of 1,682
Equity / Assets
11.42%
Rank 1,089 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.51% | 0.35% | 0.74% | 1.18% | Beats 34% | 1,118 / 1,683 | | |
| Return on Equity | 4.51% | 2.67% | 5.89% | 8.74% | Beats 39% | 1,019 / 1,681 | | |
| Net Interest Margin | 2.03% | 3.31% | 3.82% | 4.32% | Beats 2% | 1,653 / 1,683 | | |
| Efficiency Ratio | 78.56% | 68.91% | 78.20% | 86.93% | Beats 49% | 863 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.26% | 0.65% | 1.29% | Beats 65% | 583 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.42% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,089 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.42% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,089 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 25.46% | 52.61% | 69.38% | 83.50% | 3rd pctl | 1,631 / 1,683 | | |
| Loans / Assets | 22.50% | 44.71% | 59.18% | 70.72% | 4th pctl | 1,621 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |