University of Illinois Community
Champaign, IL · Charter 60583 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 8 branches
Q2 2026
$765.5MAssets
$625.5MLoans
$689.0MShares
$76.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 86% of credit unions under $1B in assets in IL (rank 7 of 50).
- Widest gap: equity / assets trails 86% of credit unions under $1B in assets in IL (rank 43 of 50).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.11%
Rank 20 of 50
Net Interest Margin
4.31%
Rank 10 of 50
Efficiency Ratio
79.97%
Rank 35 of 50
Equity / Assets
9.93%
Rank 43 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.11% | 0.49% | 0.97% | 1.35% | Beats 60% | 20 / 50 | |
| Return on Equity | 11.22% | 3.76% | 7.55% | 10.28% | Beats 86% | 7 / 50 | |
| Net Interest Margin | 4.31% | 3.15% | 3.72% | 4.20% | Beats 80% | 10 / 50 | |
| Efficiency Ratio | 79.97% | 67.18% | 75.90% | 80.66% | Beats 32% | 35 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.14% | 0.47% | 0.87% | Beats 42% | 30 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.93% | 10.68% | 13.50% | 16.38% | Beats 14% | 43 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.93% | 10.68% | 13.50% | 16.38% | Beats 14% | 43 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 90.78% | 55.23% | 70.87% | 80.60% | 84th pctl | 8 / 50 | |
| Loans / Assets | 81.71% | 43.53% | 60.64% | 68.47% | 96th pctl | 2 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |