Rig Employees
Macon, GA · Charter 60582 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.9MAssets
$2.3MLoans
$3.3MShares
$2.6MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 99% of credit unions under $1B in assets (rank 10 of 1683).
- Widest gap: nonperforming loans / loans trails 93% of credit unions under $1B in assets (rank 1571 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.53%
Rank 232 of 1,683
Net Interest Margin
4.49%
Rank 333 of 1,683
Efficiency Ratio
67.15%
Rank 367 of 1,682
Equity / Assets
43.83%
Rank 10 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.53% | 0.35% | 0.74% | 1.18% | Beats 86% | 232 / 1,683 | |
| Return on Equity | 3.50% | 2.67% | 5.89% | 8.74% | Beats 31% | 1,152 / 1,681 | |
| Net Interest Margin | 4.49% | 3.31% | 3.82% | 4.32% | Beats 80% | 333 / 1,683 | |
| Efficiency Ratio | 67.15% | 68.91% | 78.20% | 86.93% | Beats 78% | 367 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.25% | 0.26% | 0.65% | 1.29% | Beats 7% | 1,571 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 43.83% | 10.44% | 12.89% | 16.53% | Beats 99% | 10 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 43.83% | 10.44% | 12.89% | 16.53% | Beats 99% | 10 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 70.38% | 52.61% | 69.38% | 83.50% | 51st pctl | 817 / 1,683 | |
| Loans / Assets | 39.32% | 44.71% | 59.18% | 70.72% | 18th pctl | 1,384 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |