Lathrup Village, MI · Charter 60522
NCUA · 33 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.70% | 0.82% | 0.72% | 0.76% | 0.59% | -11 bps | |
| Return on Equity | 4.72% | 5.18% | 4.62% | 4.89% | 3.72% | -100 bps | |
| Net Interest Margin | 4.16% | 4.40% | 4.37% | 4.29% | 4.38% | +22 bps | |
| Efficiency Ratio | 81.41% | 80.57% | 81.00% | 80.42% | 82.67% | +126 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.98% | -0.41% | 0.55% | -1.17% | -1.70% | -467 bps | |
| Loan Growth (YoY) | 1.23% | 1.14% | 1.70% | 1.57% | 1.96% | +73 bps | |
| Share Growth (YoY) | 1.61% | -0.08% | 0.86% | -0.20% | 0.72% | -88 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.01% | 1.12% | 1.10% | 1.03% | 1.14% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.89% | 15.80% | 15.65% | 15.57% | 15.80% | +91 bps | |
| Net Worth / Assets | 14.89% | 15.80% | 15.65% | 15.57% | 15.80% | +91 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 96.24% | 101.20% | 99.38% | 95.69% | 97.42% | +118 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |