Associated Credit Union
Norcross, GA · Charter 60484 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 18 branches
Q2 2026
$2.5BAssets
$1.9BLoans
$2.2BShares
$331.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of credit unions $1B-$10B in assets (rank 44 of 435).
- Widest gap: return on equity trails 71% of credit unions $1B-$10B in assets (rank 308 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.72%
Rank 264 of 435
Net Interest Margin
3.65%
Rank 136 of 435
Efficiency Ratio
75.01%
Rank 275 of 435
Equity / Assets
13.03%
Rank 89 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.55% | 0.81% | 1.14% | Beats 39% | 264 / 435 | |
| Return on Equity | 5.50% | 5.12% | 7.41% | 9.70% | Beats 29% | 308 / 435 | |
| Net Interest Margin | 3.65% | 3.01% | 3.39% | 3.75% | Beats 69% | 136 / 435 | |
| Efficiency Ratio | 75.01% | 65.25% | 71.39% | 77.86% | Beats 37% | 275 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.30% | 0.45% | 0.69% | 1.05% | Beats 90% | 44 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.03% | 9.81% | 10.84% | 12.63% | Beats 80% | 89 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.03% | 9.81% | 10.84% | 12.63% | Beats 80% | 89 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 84.87% | 78.33% | 88.38% | 95.61% | 40th pctl | 260 / 435 | |
| Loans / Assets | 72.67% | 67.69% | 74.58% | 80.80% | 42nd pctl | 254 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |