Amite, LA · Charter 60475
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
96
Asset Quality
37
Profitability
47
Liquidity
82
Efficiency
93
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Amite, LA · Charter 60475
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.66% | 0.61% | 0.83% | 0.91% | 1.00% | 0.92% | 1.20% | 1.19% | +28 bps | |
| Return on Equity | 1.80% | 1.66% | 2.26% | 2.48% | 2.74% | 2.50% | 3.30% | 3.33% | +85 bps | |
| Net Interest Margin | 2.66% | 2.73% | 2.93% | 3.00% | 3.06% | 3.13% | 3.21% | 3.18% | +18 bps | |
| Efficiency Ratio | 70.11% | 73.68% | 70.38% | 66.90% | 64.41% | 67.70% | 62.35% | 60.40% | -649 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.48% | 0.44% | 1.19% | 2.76% | 3.94% | 3.49% | 4.59% | 5.55% | +279 bps | |
| Loan Growth (YoY) | -4.90% | -5.86% | -4.70% | -2.20% | 2.83% | 1.60% | -0.76% | -3.50% | -130 bps | |
| Share Growth (YoY) | -3.12% | -0.25% | 0.73% | 3.10% | 4.79% | 4.00% | 5.56% | 7.00% | +390 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.22% | 1.46% | 1.25% | 0.97% | 0.84% | 2.78% | 1.00% | 1.71% | +74 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 36.85% | 37.01% | 36.84% | 36.64% | 36.30% | 36.68% | 36.22% | 35.76% | -88 bps | |
| Net Worth / Assets | 36.85% | 37.01% | 36.84% | 36.64% | 36.30% | 36.68% | 36.22% | 35.76% | -88 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 85.54% | 84.32% | 83.14% | 83.75% | 83.93% | 82.38% | 78.16% | 75.53% | -822 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Amite, LA · Charter 60475 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 2 branches
Q2 2026
Return on Assets
1.19%
Rank 10 of 57
Net Interest Margin
3.18%
Rank 49 of 57
Efficiency Ratio
60.52%
Rank 5 of 56
Equity / Assets
35.76%
Rank 2 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.19% | 0.18% | 0.61% | 1.03% | Beats 82% | 10 / 57 | ||
| Return on Equity | 3.33% | 0.88% | 3.71% | 5.62% | Beats 44% | 32 / 57 | ||
| Net Interest Margin | 3.18% | 3.51% | 3.94% | 4.60% | Beats 14% | 49 / 57 | ||
| Efficiency Ratio | 60.52% | 76.49% | 84.29% | 92.65% | Beats 93% | 5 / 56 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.71% | 0.35% | 1.18% | 2.04% | Beats 37% | 37 / 57 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 35.76% | 11.86% | 15.46% | 23.44% | Beats 96% | 2 / 57 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 35.76% | 11.86% | 15.46% | 23.44% | Beats 96% | 2 / 57 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 75.53% | 55.77% | 71.07% | 79.18% | 65th pctl | 20 / 57 | ||
| Loans / Assets | 48.46% | 44.60% | 59.45% | 67.17% | 28th pctl | 41 / 57 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||