Iq
Vancouver, WA · Charter 60438 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 22 branches
Q2 2026
$2.2BAssets
$1.8BLoans
$1.9BShares
$247.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 83% of credit unions $1B-$10B in assets (rank 73 of 435).
- Widest gap: nonperforming loans / loans trails 58% of credit unions $1B-$10B in assets (rank 254 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.23%
Rank 78 of 435
Net Interest Margin
3.41%
Rank 209 of 435
Efficiency Ratio
65.71%
Rank 112 of 435
Equity / Assets
11.30%
Rank 180 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.23% | 0.55% | 0.81% | 1.14% | Beats 82% | 78 / 435 | |
| Return on Equity | 10.85% | 5.12% | 7.41% | 9.70% | Beats 83% | 73 / 435 | |
| Net Interest Margin | 3.41% | 3.01% | 3.39% | 3.75% | Beats 52% | 209 / 435 | |
| Efficiency Ratio | 65.71% | 65.25% | 71.39% | 77.86% | Beats 74% | 112 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.45% | 0.69% | 1.05% | Beats 42% | 254 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.30% | 9.81% | 10.84% | 12.63% | Beats 59% | 180 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.30% | 9.81% | 10.84% | 12.63% | Beats 59% | 180 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 91.42% | 78.33% | 88.38% | 95.61% | 60th pctl | 173 / 435 | |
| Loans / Assets | 80.01% | 67.69% | 74.58% | 80.80% | 70th pctl | 131 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |