PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Severance Employees

Saginaw, MI · Charter 60410

Q4 1994

$227KAssets
$143KLoans
$179KShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 1.94%.
  • Asset quality: problem loans at 0.00% of loans.
  • Funding: loans stand at 80.04% of shares as of Q4 1994.

Return on Assets (YTD, annualized)

1.94%

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets1.89%1.94%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.00%0.00%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans3.59%3.17%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares64.94%80.04%n/a
Liquid Assets / Assets39.55%34.26%n/a