PackageTrendsPeer
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Gully

Gully, MN · Charter 6041

Q2 1995

$975KAssets
$934KLoans
$1.2MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -0.47%.
  • Asset quality: problem loans at 6.95% of loans.
  • Funding: loans stand at 78.66% of shares as of Q2 1995.

Financial Results

Return on Assets (quarter, annualized)

-0.47%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets4.35%-25.86%-0.47%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans1.40%15.46%6.95%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans0.61%27.22%24.58%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares53.18%72.20%78.66%n/a
Liquid Assets / Assets48.28%24.53%14.25%n/a