Warrensburg, MO · Charter 60383
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.48% | 0.60% | 0.73% | 0.27% | 0.42% | -6 bps | |
| Return on Equity | 6.07% | 7.50% | 8.91% | 3.39% | 5.11% | -96 bps | |
| Net Interest Margin | 3.78% | 3.82% | 3.85% | 3.76% | 3.91% | +13 bps | |
| Efficiency Ratio | 86.46% | 84.80% | 83.75% | 91.02% | 87.48% | +101 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.73% | 0.78% | 0.04% | 1.78% | 3.94% | +321 bps | |
| Loan Growth (YoY) | 3.88% | 4.10% | 4.85% | 4.48% | 4.52% | +64 bps | |
| Share Growth (YoY) | 0.82% | -0.66% | -0.51% | 0.73% | 3.07% | +225 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.38% | 0.28% | 0.42% | 0.44% | 0.52% | +14 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.83% | 7.98% | 8.17% | 7.96% | 8.17% | +34 bps | |
| Net Worth / Assets | 7.83% | 7.98% | 8.17% | 7.96% | 8.17% | +34 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 70.69% | 71.16% | 72.06% | 69.93% | 71.69% | +99 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |