Central Missouri Community
Warrensburg, MO · Charter 60383 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$140.2MAssets
$92.8MLoans
$129.5MShares
$11.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 58% of credit unions under $1B in assets (rank 709 of 1682).
- Widest gap: equity / assets trails 96% of credit unions under $1B in assets (rank 1610 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.42%
Rank 1,210 of 1,683
Net Interest Margin
3.91%
Rank 752 of 1,683
Efficiency Ratio
87.48%
Rank 1,284 of 1,682
Equity / Assets
8.17%
Rank 1,610 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.42% | 0.35% | 0.74% | 1.18% | Beats 28% | 1,210 / 1,683 | |
| Return on Equity | 5.11% | 2.67% | 5.89% | 8.74% | Beats 44% | 949 / 1,681 | |
| Net Interest Margin | 3.91% | 3.31% | 3.82% | 4.32% | Beats 55% | 752 / 1,683 | |
| Efficiency Ratio | 87.48% | 68.91% | 78.20% | 86.93% | Beats 24% | 1,284 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.52% | 0.26% | 0.65% | 1.29% | Beats 58% | 709 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.17% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,610 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.17% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,610 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 71.69% | 52.61% | 69.38% | 83.50% | 54th pctl | 769 / 1,683 | |
| Loans / Assets | 66.18% | 44.71% | 59.18% | 70.72% | 65th pctl | 590 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |