Minnesota Power Employees
Duluth, MN · Charter 60377 · Peer group: credit unions under $1B in assets in the Duluth, MN-WI area (n=16)
NCUA · 3 branches
Q2 2026
$161.9MAssets
$115.9MLoans
$135.9MShares
$23.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 81% of credit unions under $1B in assets in the Duluth, MN-WI area (rank 4 of 16).
- Widest gap: net interest margin trails 87% of credit unions under $1B in assets in the Duluth, MN-WI area (rank 14 of 16).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.34%
Rank 10 of 16
Net Interest Margin
3.31%
Rank 14 of 16
Efficiency Ratio
62.16%
Rank 4 of 16
Equity / Assets
14.66%
Rank 8 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.85% | 1.44% | 2.05% | Beats 38% | 10 / 16 | |
| Return on Equity | 9.14% | 6.27% | 10.66% | 13.40% | Beats 38% | 10 / 16 | |
| Net Interest Margin | 3.31% | 4.07% | 4.17% | 4.88% | Beats 13% | 14 / 16 | |
| Efficiency Ratio | 62.16% | 63.01% | 70.37% | 80.78% | Beats 81% | 4 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.92% | 0.32% | 0.86% | 1.92% | Beats 19% | 14 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.66% | 13.43% | 14.66% | 16.97% | Beats 50% | 8 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.66% | 13.43% | 14.66% | 16.97% | Beats 50% | 8 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 85.26% | 67.52% | 85.26% | 93.00% | 50th pctl | 8 / 16 | |
| Loans / Assets | 71.57% | 52.10% | 73.80% | 79.04% | 44th pctl | 9 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |