Levittown, PA · Charter 60369
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.51% | 0.71% | 0.64% | -0.36% | 0.03% | -48 bps | |
| Return on Equity | 4.08% | 5.34% | 4.73% | -2.76% | 0.24% | -384 bps | |
| Net Interest Margin | 2.80% | 2.97% | 2.85% | 2.56% | 2.72% | -8 bps | |
| Efficiency Ratio | 77.56% | 75.36% | 75.38% | 106.66% | 96.01% | +1,845 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.55% | -2.44% | -3.63% | -1.75% | -4.69% | -114 bps | |
| Loan Growth (YoY) | -9.67% | -9.45% | -14.73% | -9.02% | -7.39% | +227 bps | |
| Share Growth (YoY) | -4.01% | -3.09% | -4.76% | -0.99% | -5.66% | -165 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.52% | 0.39% | 1.04% | 0.94% | 0.41% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.57% | 13.20% | 13.56% | 13.13% | 13.44% | +88 bps | |
| Net Worth / Assets | 12.57% | 13.20% | 13.56% | 13.13% | 13.44% | +88 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 52.70% | 51.59% | 50.89% | 51.25% | 51.73% | -97 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |