Moline, IL · Charter 60337
NCUA · 15 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.44% | -0.20% | -0.28% | 1.01% | 1.11% | +156 bps | |
| Return on Equity | -5.02% | -2.22% | -3.33% | 11.73% | 12.26% | +1,729 bps | |
| Net Interest Margin | 3.44% | 3.52% | 3.40% | 3.51% | 3.60% | +16 bps | |
| Efficiency Ratio | 65.56% | 64.30% | 65.29% | 69.07% | 68.65% | +309 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.42% | 2.17% | 7.37% | 4.05% | 2.64% | -79 bps | |
| Loan Growth (YoY) | 5.49% | 3.73% | 7.02% | 5.08% | 2.21% | -328 bps | |
| Share Growth (YoY) | 3.83% | 4.20% | 2.58% | 2.09% | 3.02% | -82 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.33% | 2.17% | 1.33% | 0.76% | 0.86% | -148 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.82% | 8.99% | 8.48% | 8.65% | 9.09% | +26 bps | |
| Net Worth / Assets | 8.82% | 8.99% | 8.48% | 8.65% | 9.09% | +26 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 94.21% | 95.04% | 97.93% | 94.35% | 93.47% | -74 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 97.28% | 0.00% | 0.00% | 0 bps | |