I. H. Mississippi Valley
Moline, IL · Charter 60337 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 15 branches
Q2 2026
$2.3BAssets
$1.9BLoans
$2.0BShares
$208.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 91% of credit unions $1B-$10B in assets (rank 37 of 435).
- Widest gap: equity / assets trails 88% of credit unions $1B-$10B in assets (rank 383 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.11%
Rank 116 of 435
Net Interest Margin
3.60%
Rank 153 of 435
Efficiency Ratio
68.65%
Rank 174 of 435
Equity / Assets
9.09%
Rank 383 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.11% | 0.55% | 0.81% | 1.14% | Beats 73% | 116 / 435 | | |
| Return on Equity | 12.26% | 5.12% | 7.41% | 9.70% | Beats 91% | 37 / 435 | | |
| Net Interest Margin | 3.60% | 3.01% | 3.39% | 3.75% | Beats 65% | 153 / 435 | | |
| Efficiency Ratio | 68.65% | 65.25% | 71.39% | 77.86% | Beats 60% | 174 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.45% | 0.69% | 1.05% | Beats 36% | 279 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.09% | 9.81% | 10.84% | 12.63% | Beats 12% | 383 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.09% | 9.81% | 10.84% | 12.63% | Beats 12% | 383 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.47% | 78.33% | 88.38% | 95.61% | 68th pctl | 141 / 435 | | |
| Loans / Assets | 82.13% | 67.69% | 74.58% | 80.80% | 83rd pctl | 75 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |