Taylorville, IL · Charter 60335
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.85% | 0.86% | 1.27% | 1.36% | 1.35% | 1.19% | 1.41% | 1.50% | +15 bps | |
| Return on Equity | 7.61% | 7.43% | 10.83% | 11.27% | 10.82% | 9.87% | 11.88% | 11.98% | +71 bps | |
| Net Interest Margin | 3.73% | 3.87% | 4.24% | 4.35% | 4.47% | 4.33% | 4.40% | 4.61% | +26 bps | |
| Efficiency Ratio | 74.41% | 75.01% | 67.54% | 68.40% | 69.43% | 71.11% | 67.57% | 67.44% | -96 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.43% | -1.58% | 0.06% | 1.78% | -0.86% | 5.92% | 8.84% | 6.17% | +440 bps | |
| Loan Growth (YoY) | 5.23% | 3.82% | 2.34% | 5.08% | 7.16% | 3.42% | 5.43% | 3.20% | -188 bps | |
| Share Growth (YoY) | 3.35% | -3.26% | -1.80% | 0.05% | -2.69% | 4.86% | 8.21% | 5.27% | +521 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.25% | 1.46% | 1.13% | 0.64% | 0.80% | 0.99% | 0.85% | 0.87% | +23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.23% | 11.63% | 11.73% | 12.06% | 12.45% | 12.08% | 11.89% | 12.56% | +50 bps | |
| Net Worth / Assets | 11.23% | 11.63% | 11.73% | 12.06% | 12.45% | 12.08% | 11.89% | 12.56% | +50 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 80.74% | 83.92% | 81.80% | 85.58% | 88.90% | 82.77% | 79.69% | 83.90% | -168 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |