Fieldstone
Bradley, IL · Charter 60325 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$61.7MAssets
$30.6MLoans
$54.4MShares
$8.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 68% of credit unions under $1B in assets in IL (rank 16 of 50).
- Widest gap: nonperforming loans / loans trails 64% of credit unions under $1B in assets in IL (rank 33 of 50).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.13%
Rank 18 of 50
Net Interest Margin
4.08%
Rank 16 of 50
Efficiency Ratio
75.90%
Rank 26 of 50
Equity / Assets
14.01%
Rank 20 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.49% | 0.97% | 1.35% | Beats 64% | 18 / 50 | |
| Return on Equity | 8.03% | 3.76% | 7.55% | 10.28% | Beats 56% | 22 / 50 | |
| Net Interest Margin | 4.08% | 3.15% | 3.72% | 4.20% | Beats 68% | 16 / 50 | |
| Efficiency Ratio | 75.90% | 67.18% | 75.90% | 80.66% | Beats 50% | 26 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.69% | 0.14% | 0.47% | 0.87% | Beats 36% | 33 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.01% | 10.68% | 13.50% | 16.38% | Beats 60% | 20 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.01% | 10.68% | 13.50% | 16.38% | Beats 60% | 20 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 56.24% | 55.23% | 70.87% | 80.60% | 28th pctl | 36 / 50 | |
| Loans / Assets | 49.59% | 43.53% | 60.64% | 68.47% | 28th pctl | 36 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |