PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Grand Prairie

Grand Prairie, TX · Charter 60307

NCUA · 1 branch

Q2 2026

$25.2MAssets
$8.9MLoans
$22.2MShares
$2.9MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.93%, down 21 bps year over year; NIM at 3.58%.
  • Asset quality: problem loans at 0.05% of loans (+5 bps YoY).
  • Capital: net worth / assets of 11.61%, up 24 bps from a year ago.
  • Funding: loans stand at 40.19% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.93%-21 bps YoY

Net Interest Margin (YTD, annualized)

3.58%-6 bps YoY

Efficiency Ratio (YTD, annualized)

68.14%-152 bps YoY

Net Worth / Assets

11.61%+24 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.14%1.18%1.15%0.09%0.93%-21 bps
Return on Equity9.98%10.35%9.85%0.80%7.97%-201 bps
Net Interest Margin3.64%3.61%3.66%3.60%3.58%-6 bps
Efficiency Ratio69.66%68.90%69.16%68.90%68.14%-152 bps
Growth
Asset Growth (YoY)6.07%4.13%4.77%6.96%7.53%+146 bps
Loan Growth (YoY)-9.19%-5.95%-4.46%2.81%9.23%+1,843 bps
Share Growth (YoY)5.89%2.73%4.29%6.82%7.20%+131 bps
Asset Quality
Delinquent Loans / Loans0.00%0.04%0.17%0.08%0.05%+5 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital11.38%11.41%11.72%11.26%11.61%+24 bps
Net Worth / Assets11.38%11.41%11.72%11.26%11.61%+24 bps
Liquidity & Funding
Loans / Shares39.44%39.75%40.68%39.33%40.19%+75 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps