Grand Prairie, TX · Charter 60307
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
28
Asset Quality
88
Profitability
59
Liquidity
0
Efficiency
80
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Grand Prairie, TX · Charter 60307
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.15% | 1.06% | 1.02% | 1.14% | 1.18% | 1.15% | 0.09% | 0.93% | -21 bps | |
| Return on Equity | 10.67% | 9.56% | 9.20% | 9.98% | 10.35% | 9.85% | 0.80% | 7.97% | -201 bps | |
| Net Interest Margin | 3.87% | 3.91% | 3.70% | 3.64% | 3.61% | 3.66% | 3.60% | 3.58% | -6 bps | |
| Efficiency Ratio | 65.94% | 65.60% | 68.90% | 69.66% | 68.90% | 69.16% | 68.90% | 68.14% | -152 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.15% | 2.03% | 2.82% | 6.07% | 4.13% | 4.77% | 6.96% | 7.53% | +146 bps | |
| Loan Growth (YoY) | 3.24% | 6.88% | -0.20% | -9.19% | -5.95% | -4.46% | 2.81% | 9.23% | +1,843 bps | |
| Share Growth (YoY) | 2.56% | 0.70% | 2.63% | 5.89% | 2.73% | 4.29% | 6.82% | 7.20% | +131 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.82% | 1.28% | 0.11% | 0.00% | 0.04% | 0.17% | 0.08% | 0.05% | +5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.78% | 11.07% | 11.09% | 11.38% | 11.41% | 11.72% | 11.26% | 11.61% | +24 bps | |
| Net Worth / Assets | 10.78% | 11.07% | 11.09% | 11.38% | 11.41% | 11.72% | 11.26% | 11.61% | +24 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 43.42% | 44.41% | 40.86% | 39.44% | 39.75% | 40.68% | 39.33% | 40.19% | +75 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Grand Prairie, TX · Charter 60307 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 1 branch
Q2 2026
Return on Assets
0.93%
Rank 19 of 60
Net Interest Margin
3.58%
Rank 38 of 60
Efficiency Ratio
68.22%
Rank 13 of 60
Equity / Assets
11.61%
Rank 43 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.93% | 0.02% | 0.62% | 0.99% | Beats 68% | 19 / 60 | ||
| Return on Equity | 8.00% | 0.12% | 4.17% | 8.32% | Beats 72% | 17 / 60 | ||
| Net Interest Margin | 3.58% | 3.36% | 3.95% | 4.45% | Beats 37% | 38 / 60 | ||
| Efficiency Ratio | 68.22% | 70.09% | 78.52% | 92.77% | Beats 80% | 13 / 60 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.04% | 0.25% | 0.82% | 1.91% | Beats 88% | 8 / 60 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.61% | 11.15% | 14.35% | 19.86% | Beats 28% | 43 / 60 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.61% | 11.15% | 14.35% | 19.86% | Beats 28% | 43 / 60 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 40.19% | 51.31% | 60.45% | 81.20% | 7th pctl | 56 / 60 | ||
| Loans / Assets | 35.42% | 41.11% | 52.43% | 68.66% | 12th pctl | 53 / 60 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||