PackageTrendsPeer
Letter portraitLegal landscape

Tazewell County Government Emp

Pekin, IL · Charter 60298

NCUA · 1 branch

Q2 2020

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2020, the quarter ended June 30, 2020, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Tazewell County Government Emp

Pekin, IL · Charter 60298

NCUA · 1 branch

Q2 2020

$1.2MAssets
$745KLoans
$1.1MShares
$167KNet Worth

Executive Summary

  • Earnings: ROA of 0.28%, up 41 bps year over year; NIM at 4.75%.
  • Asset quality: problem loans at 2.77% of loans (-433 bps YoY).
  • Capital: net worth / assets of 13.40%, down 60 bps from a year ago.
  • Funding: loans stand at 69.00% of shares as of Q2 2020.

Return on Assets (YTD, annualized)

0.28%+41 bps YoY

Net Interest Margin (YTD, annualized)

4.75%+13 bps YoY

Efficiency Ratio (YTD, annualized)

94.57%-158 bps YoY

Net Worth / Assets

13.40%-60 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2018Q4 2018Q1 2019Q2 2019Q3 2019Q4 2019Q1 2020Q2 2020YoY ΔTrend
Earnings
Return on Assets0.72%0.01%-0.62%-0.13%-0.18%-0.71%0.58%0.28%+41 bps
Return on Equity4.66%0.09%-4.46%-0.95%-1.30%-5.08%4.19%2.10%+305 bps
Net Interest Margin5.44%5.45%4.71%4.61%4.52%4.99%4.95%4.75%+13 bps
Efficiency Ratio87.76%95.34%99.46%96.15%94.93%89.90%89.21%94.57%-158 bps
Growth
Asset Growth (YoY)-9.54%-9.25%0.22%5.18%7.77%2.99%-1.35%0.99%-419 bps
Loan Growth (YoY)0.35%-5.31%-12.94%-13.90%-17.22%-15.19%-8.27%-18.54%-464 bps
Share Growth (YoY)-11.68%-10.78%0.65%6.45%9.96%4.39%-1.12%1.71%-475 bps
Asset Quality
Delinquent Loans / Loans1.30%6.52%7.06%7.10%8.14%1.04%4.55%2.77%-433 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans1.96%2.31%2.75%2.80%3.17%1.05%2.38%2.76%-5 bps
Capital
Risk-Based Capital15.50%15.07%14.00%14.00%13.76%13.92%13.80%13.40%-60 bps
Net Worth / Assets15.50%15.07%14.00%14.00%13.76%13.92%13.80%13.40%-60 bps
Liquidity & Funding
Loans / Shares107.51%104.54%88.26%86.15%80.94%84.93%81.88%69.00%-1,715 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps