Decatur Policemen
Decatur, IL · Charter 60293 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$5.3MAssets
$4.1MLoans
$4.5MShares
$789KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 96% of credit unions under $1B in assets in IL (rank 3 of 50).
- Widest gap: net interest margin trails 94% of credit unions under $1B in assets in IL (rank 47 of 50).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.29%
Rank 14 of 50
Net Interest Margin
2.70%
Rank 47 of 50
Efficiency Ratio
52.78%
Rank 3 of 50
Equity / Assets
14.98%
Rank 17 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.29% | 0.49% | 0.97% | 1.35% | Beats 72% | 14 / 50 | | |
| Return on Equity | 8.62% | 3.76% | 7.55% | 10.28% | Beats 60% | 20 / 50 | | |
| Net Interest Margin | 2.70% | 3.15% | 3.72% | 4.20% | Beats 6% | 47 / 50 | | |
| Efficiency Ratio | 52.78% | 67.18% | 75.90% | 80.66% | Beats 96% | 3 / 50 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.44% | 0.14% | 0.47% | 0.87% | Beats 56% | 23 / 50 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.98% | 10.68% | 13.50% | 16.38% | Beats 66% | 17 / 50 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.98% | 10.68% | 13.50% | 16.38% | Beats 66% | 17 / 50 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.23% | 55.23% | 70.87% | 80.60% | 90th pctl | 5 / 50 | | |
| Loans / Assets | 78.41% | 43.53% | 60.64% | 68.47% | 88th pctl | 6 / 50 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |