PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Southwest Savings Community

Oaklawn, IL · Charter 60265

Q2 1996

$2.5MAssets
$1.1MLoans
$2.2MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 2.38%, down 13 bps year over year.
  • Asset quality: problem loans at 0.91% of loans (+41 bps YoY).
  • Funding: loans stand at 48.69% of shares as of Q2 1996.

Return on Assets (YTD, annualized)

2.38%-13 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets2.51%2.51%2.83%3.09%2.38%-13 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-43.53%n/an/a
Loan Growth (YoY)n/an/an/an/a-54.88%n/an/a
Share Growth (YoY)n/an/an/an/a-44.97%n/an/a
Asset Quality
Delinquent Loans / Loans0.50%2.58%1.68%0.03%0.91%+41 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.26%5.72%6.38%5.76%6.54%+529 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares59.39%49.55%54.44%53.98%48.69%-1,070 bps
Liquid Assets / Assets26.55%9.29%16.87%15.50%39.47%+1,292 bps