Great Lakes
Bannockburn, IL · Charter 60238 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 22 branches
Q2 2026
$1.4BAssets
$1.1BLoans
$1.2BShares
$129.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 45% of credit unions $1B-$10B in assets (rank 239 of 435).
- Widest gap: efficiency ratio trails 91% of credit unions $1B-$10B in assets (rank 399 of 435).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.38%
Rank 371 of 435
Net Interest Margin
3.31%
Rank 239 of 435
Efficiency Ratio
83.90%
Rank 399 of 435
Equity / Assets
9.07%
Rank 385 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.38% | 0.55% | 0.81% | 1.14% | Beats 15% | 371 / 435 | | |
| Return on Equity | 4.20% | 5.12% | 7.41% | 9.70% | Beats 18% | 355 / 435 | | |
| Net Interest Margin | 3.31% | 3.01% | 3.39% | 3.75% | Beats 45% | 239 / 435 | | |
| Efficiency Ratio | 83.90% | 65.25% | 71.39% | 77.86% | Beats 9% | 399 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.26% | 0.45% | 0.69% | 1.05% | Beats 17% | 361 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.07% | 9.81% | 10.84% | 12.63% | Beats 11% | 385 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.07% | 9.81% | 10.84% | 12.63% | Beats 11% | 385 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.93% | 78.33% | 88.38% | 95.61% | 56th pctl | 193 / 435 | | |
| Loans / Assets | 75.82% | 67.69% | 74.58% | 80.80% | 55th pctl | 197 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |