PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Tec Beaumont Region Credit Union

Beaumont, TX · Charter 60233

Q4 1995

$1.8MAssets
$1.5MLoans
$1.6MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.69%.
  • Asset quality: problem loans at 2.66% of loans.
  • Funding: loans stand at 97.02% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

3.69%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets2.84%3.30%3.48%3.69%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans5.23%2.17%1.13%2.66%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans0.83%0.91%0.95%1.30%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares74.60%83.76%92.40%97.02%n/a
Liquid Assets / Assets29.20%23.25%15.99%13.55%n/a