Maternity B.V.M.
Bourbonnais, IL · Charter 60212 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$11.3MAssets
$7.1MLoans
$9.9MShares
$1.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in IL (rank 7 of 50).
- Widest gap: net interest margin trails 78% of credit unions under $1B in assets in IL (rank 39 of 50).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.49%
Rank 37 of 50
Net Interest Margin
3.14%
Rank 39 of 50
Efficiency Ratio
77.83%
Rank 29 of 50
Equity / Assets
12.78%
Rank 27 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.49% | 0.49% | 0.97% | 1.35% | Beats 26% | 37 / 50 | |
| Return on Equity | 3.86% | 3.76% | 7.55% | 10.28% | Beats 26% | 37 / 50 | |
| Net Interest Margin | 3.14% | 3.15% | 3.72% | 4.20% | Beats 22% | 39 / 50 | |
| Efficiency Ratio | 77.83% | 67.18% | 75.90% | 80.66% | Beats 44% | 29 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.14% | 0.47% | 0.87% | Beats 100% | 7 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.78% | 10.68% | 13.50% | 16.38% | Beats 46% | 27 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.78% | 10.68% | 13.50% | 16.38% | Beats 46% | 27 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 72.37% | 55.23% | 70.87% | 80.60% | 52nd pctl | 24 / 50 | |
| Loans / Assets | 62.97% | 43.53% | 60.64% | 68.47% | 58th pctl | 21 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |