Moline Municipal
Moline, IL · Charter 60186 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 2 branches
Q2 2026
$66.0MAssets
$40.0MLoans
$56.7MShares
$9.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 58% of credit unions under $1B in assets in IL (rank 21 of 50).
- Widest gap: return on equity trails 82% of credit unions under $1B in assets in IL (rank 41 of 50).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.38%
Rank 40 of 50
Net Interest Margin
3.15%
Rank 38 of 50
Efficiency Ratio
78.72%
Rank 32 of 50
Equity / Assets
13.85%
Rank 21 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.38% | 0.49% | 0.97% | 1.35% | Beats 20% | 40 / 50 | |
| Return on Equity | 2.73% | 3.76% | 7.55% | 10.28% | Beats 18% | 41 / 50 | |
| Net Interest Margin | 3.15% | 3.15% | 3.72% | 4.20% | Beats 24% | 38 / 50 | |
| Efficiency Ratio | 78.72% | 67.18% | 75.90% | 80.66% | Beats 38% | 32 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.99% | 0.14% | 0.47% | 0.87% | Beats 24% | 39 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.85% | 10.68% | 13.50% | 16.38% | Beats 58% | 21 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.85% | 10.68% | 13.50% | 16.38% | Beats 58% | 21 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 70.62% | 55.23% | 70.87% | 80.60% | 46th pctl | 27 / 50 | |
| Loans / Assets | 60.64% | 43.53% | 60.64% | 68.47% | 50th pctl | 25 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |