La Salle, IL · Charter 60184
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.33% | 0.10% | -0.95% | -1.88% | -2.04% | -236 bps | |
| Return on Equity | 4.20% | 1.27% | -19.38% | -37.51% | -42.45% | -4,665 bps | |
| Net Interest Margin | 2.42% | 2.63% | 2.23% | 2.67% | 2.68% | +26 bps | |
| Efficiency Ratio | 112.71% | 98.44% | 124.98% | 160.45% | 168.93% | +5,622 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.72% | 3.40% | 11.64% | -2.17% | -7.50% | -578 bps | |
| Loan Growth (YoY) | -12.67% | -4.47% | -1.44% | -1.95% | -9.42% | +325 bps | |
| Share Growth (YoY) | -1.70% | 3.46% | 14.10% | 0.38% | -5.53% | -382 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 5.98% | 4.05% | 4.73% | 5.58% | 3.64% | -234 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.76% | 7.50% | 4.92% | 5.01% | 4.80% | -296 bps | |
| Net Worth / Assets | 7.76% | 7.50% | 4.92% | 5.01% | 4.80% | -296 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 46.77% | 46.62% | 43.49% | 46.11% | 44.84% | -193 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |