PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Chicago Firemans Assoc

Chicago, IL · Charter 60175

NCUA · 1 branch

Q2 2026

$21.4MAssets
$11.3MLoans
$18.2MShares
$3.2MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.91%, down 67 bps year over year; NIM at 4.27%.
  • Asset quality: problem loans at 0.54% of loans (+31 bps YoY).
  • Capital: net worth / assets of 15.12%, down 16 bps from a year ago.
  • Funding: loans stand at 62.33% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.91%-67 bps YoY

Net Interest Margin (YTD, annualized)

4.27%-66 bps YoY

Efficiency Ratio (YTD, annualized)

76.44%+852 bps YoY

Net Worth / Assets

15.12%-16 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.58%1.51%1.02%0.47%0.91%-67 bps
Return on Equity10.34%9.65%6.57%3.08%6.03%-431 bps
Net Interest Margin4.93%4.91%5.05%3.84%4.27%-66 bps
Efficiency Ratio67.91%67.84%78.88%82.91%76.44%+852 bps
Growth
Asset Growth (YoY)0.18%0.31%1.64%3.04%5.79%+561 bps
Loan Growth (YoY)2.02%4.25%-1.00%-8.10%-8.94%-1,096 bps
Share Growth (YoY)-1.04%-0.93%0.77%2.62%6.00%+703 bps
Asset Quality
Delinquent Loans / Loans0.22%0.13%0.25%0.36%0.54%+31 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital15.29%15.68%15.49%15.09%15.12%-16 bps
Net Worth / Assets15.29%15.68%15.49%15.09%15.12%-16 bps
Liquidity & Funding
Loans / Shares72.56%74.74%70.95%62.86%62.33%-1,022 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps