Hibbing Cooperative
Hibbing, MN · Charter 60164 · Peer group: credit unions under $1B in assets in the Duluth, MN-WI area (n=16)
NCUA · 1 branch
Q2 2026
$108.9MAssets
$32.7MLoans
$88.3MShares
$20.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 94% of credit unions under $1B in assets in the Duluth, MN-WI area (rank 2 of 16).
- Widest gap: net interest margin trails 81% of credit unions under $1B in assets in the Duluth, MN-WI area (rank 13 of 16).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
2.07%
Rank 3 of 16
Net Interest Margin
3.96%
Rank 13 of 16
Efficiency Ratio
51.40%
Rank 2 of 16
Equity / Assets
19.08%
Rank 2 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.07% | 0.85% | 1.44% | 2.05% | Beats 81% | 3 / 16 | |
| Return on Equity | 10.87% | 6.27% | 10.66% | 13.40% | Beats 56% | 7 / 16 | |
| Net Interest Margin | 3.96% | 4.07% | 4.17% | 4.88% | Beats 19% | 13 / 16 | |
| Efficiency Ratio | 51.40% | 63.01% | 70.37% | 80.78% | Beats 94% | 2 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.90% | 0.32% | 0.86% | 1.92% | Beats 44% | 10 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.08% | 13.43% | 14.66% | 16.97% | Beats 88% | 2 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.08% | 13.43% | 14.66% | 16.97% | Beats 88% | 2 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 37.05% | 67.52% | 85.26% | 93.00% | 0th pctl | 16 / 16 | |
| Loans / Assets | 30.04% | 52.10% | 73.80% | 79.04% | 0th pctl | 16 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |