Municipal
New York, NY · Charter 60153 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 16 branches
Q2 2026
$5.2BAssets
$3.4BLoans
$4.5BShares
$585.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 92% of credit unions $1B-$10B in assets (rank 35 of 435).
- Widest gap: nonperforming loans / loans trails 93% of credit unions $1B-$10B in assets (rank 405 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.40%
Rank 54 of 435
Net Interest Margin
4.09%
Rank 43 of 435
Efficiency Ratio
61.83%
Rank 78 of 435
Equity / Assets
11.31%
Rank 178 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.40% | 0.55% | 0.81% | 1.14% | Beats 88% | 54 / 435 | | |
| Return on Equity | 12.39% | 5.12% | 7.41% | 9.70% | Beats 92% | 35 / 435 | | |
| Net Interest Margin | 4.09% | 3.01% | 3.39% | 3.75% | Beats 90% | 43 / 435 | | |
| Efficiency Ratio | 61.83% | 65.25% | 71.39% | 77.86% | Beats 82% | 78 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.66% | 0.45% | 0.69% | 1.05% | Beats 7% | 405 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.31% | 9.81% | 10.84% | 12.63% | Beats 59% | 178 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.31% | 9.81% | 10.84% | 12.63% | Beats 59% | 178 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 75.09% | 78.33% | 88.38% | 95.61% | 20th pctl | 348 / 435 | | |
| Loans / Assets | 65.82% | 67.69% | 74.58% | 80.80% | 21st pctl | 345 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |