Cochise
Willcox, AZ · Charter 60151 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$74.5MAssets
$47.6MLoans
$61.2MShares
$13.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 95% of credit unions under $1B in assets (rank 76 of 1683).
- Widest gap: nonperforming loans / loans trails 75% of credit unions under $1B in assets (rank 1261 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.01%
Rank 76 of 1,683
Net Interest Margin
4.18%
Rank 534 of 1,683
Efficiency Ratio
56.11%
Rank 128 of 1,682
Equity / Assets
17.73%
Rank 342 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.01% | 0.35% | 0.74% | 1.18% | Beats 95% | 76 / 1,683 | |
| Return on Equity | 11.31% | 2.67% | 5.89% | 8.74% | Beats 89% | 182 / 1,681 | |
| Net Interest Margin | 4.18% | 3.31% | 3.82% | 4.32% | Beats 68% | 534 / 1,683 | |
| Efficiency Ratio | 56.11% | 68.91% | 78.20% | 86.93% | Beats 92% | 128 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.29% | 0.26% | 0.65% | 1.29% | Beats 25% | 1,261 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.73% | 10.44% | 12.89% | 16.53% | Beats 80% | 342 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.73% | 10.44% | 12.89% | 16.53% | Beats 80% | 342 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 77.83% | 52.61% | 69.38% | 83.50% | 66th pctl | 579 / 1,683 | |
| Loans / Assets | 63.91% | 44.71% | 59.18% | 70.72% | 60th pctl | 665 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |