PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Evergreen Park Schools Emp.

Evergreen Park, IL · Charter 60127

Q2 1995

$4.3MAssets
$2.4MLoans
$3.9MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 5.85%.
  • Asset quality: problem loans at 2.40% of loans.
  • Funding: loans stand at 61.68% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

5.85%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets3.74%4.63%5.85%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans5.80%3.98%2.40%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans7.76%5.96%5.62%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares39.29%55.35%61.68%n/a
Liquid Assets / Assets16.49%17.24%20.25%n/a