PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Mississippi Methodist Service

Jackson, MS · Charter 60114

Q4 1995

$2.9MAssets
$2.1MLoans
$2.5MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.22%.
  • Asset quality: problem loans at 2.17% of loans.
  • Funding: loans stand at 83.23% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

4.22%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets4.82%5.12%4.43%4.22%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.51%1.14%3.02%2.17%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans0.86%0.61%0.69%1.41%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares97.86%104.02%85.07%83.23%n/a
Liquid Assets / Assets1.16%0.15%19.37%22.64%n/a