PackageTrendsPeer
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Lomas Credit Union

Dallas, TX · Charter 60090

Q2 1995

$12.4MAssets
$6.0MLoans
$11.2MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.56%.
  • Asset quality: problem loans at 1.95% of loans.
  • Funding: loans stand at 53.04% of shares as of Q2 1995.

Financial Results

Return on Assets (quarter, annualized)

4.56%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets1.27%3.20%4.56%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans2.62%3.46%1.95%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans2.03%1.79%1.79%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares52.37%50.84%53.04%n/a
Liquid Assets / Assets44.42%44.95%41.55%n/a