Achieva Credit Union
Dunedin, FL · Charter 60087 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 29 branches
Q2 2026
$3.2BAssets
$2.6BLoans
$2.8BShares
$322.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 86% of credit unions $1B-$10B in assets (rank 63 of 435).
- Widest gap: equity / assets trails 71% of credit unions $1B-$10B in assets (rank 308 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.93%
Rank 164 of 435
Net Interest Margin
3.45%
Rank 196 of 435
Efficiency Ratio
71.13%
Rank 211 of 435
Equity / Assets
9.94%
Rank 308 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.93% | 0.55% | 0.81% | 1.14% | Beats 62% | 164 / 435 | | |
| Return on Equity | 9.39% | 5.12% | 7.41% | 9.70% | Beats 73% | 118 / 435 | | |
| Net Interest Margin | 3.45% | 3.01% | 3.39% | 3.75% | Beats 55% | 196 / 435 | | |
| Efficiency Ratio | 71.13% | 65.25% | 71.39% | 77.86% | Beats 52% | 211 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.35% | 0.45% | 0.69% | 1.05% | Beats 86% | 63 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.94% | 9.81% | 10.84% | 12.63% | Beats 29% | 308 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.94% | 9.81% | 10.84% | 12.63% | Beats 29% | 308 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.63% | 78.33% | 88.38% | 95.61% | 55th pctl | 196 / 435 | | |
| Loans / Assets | 78.56% | 67.69% | 74.58% | 80.80% | 64th pctl | 157 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |