Wichita, KS · Charter 60062
NCUA · 16 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.79% | 0.87% | 0.44% | 0.86% | 0.93% | 1.00% | 0.94% | 1.22% | +37 bps | |
| Return on Equity | 6.27% | 6.94% | 3.62% | 6.85% | 7.33% | 7.86% | 7.56% | 9.65% | +280 bps | |
| Net Interest Margin | 3.20% | 3.17% | 3.21% | 3.30% | 3.37% | 3.38% | 3.46% | 3.48% | +18 bps | |
| Efficiency Ratio | 73.93% | 72.62% | 80.60% | 73.47% | 71.98% | 70.53% | 72.02% | 66.59% | -689 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.64% | 8.33% | 11.92% | 10.22% | 6.68% | 6.63% | 6.93% | 8.27% | -194 bps | |
| Loan Growth (YoY) | 7.09% | 7.01% | 8.75% | 6.56% | 6.98% | 7.06% | 9.24% | 9.28% | +272 bps | |
| Share Growth (YoY) | 8.97% | 12.07% | 15.27% | 13.45% | 8.52% | 8.12% | 7.65% | 9.14% | -431 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.58% | 0.67% | 0.55% | 0.60% | 0.62% | 0.64% | 0.56% | 0.64% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.64% | 12.61% | 12.18% | 12.52% | 12.76% | 12.76% | 12.44% | 12.69% | +17 bps | |
| Net Worth / Assets | 12.64% | 12.61% | 12.18% | 12.52% | 12.76% | 12.76% | 12.44% | 12.69% | +17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 105.11% | 102.20% | 98.90% | 99.92% | 103.61% | 101.20% | 100.36% | 100.05% | +13 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |