Wichita, KS · Charter 60062
NCUA · 16 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
76
Asset Quality
54
Profitability
71
Liquidity
16
Efficiency
70
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Wichita, KS · Charter 60062
NCUA · 16 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.79% | 0.87% | 0.44% | 0.86% | 0.93% | 1.00% | 0.94% | 1.22% | +37 bps | |
| Return on Equity | 6.27% | 6.94% | 3.62% | 6.85% | 7.33% | 7.86% | 7.56% | 9.65% | +280 bps | |
| Net Interest Margin | 3.20% | 3.17% | 3.21% | 3.30% | 3.37% | 3.38% | 3.46% | 3.48% | +18 bps | |
| Efficiency Ratio | 73.93% | 72.62% | 80.60% | 73.47% | 71.98% | 70.53% | 72.02% | 66.59% | -689 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.64% | 8.33% | 11.92% | 10.22% | 6.68% | 6.63% | 6.93% | 8.27% | -194 bps | |
| Loan Growth (YoY) | 7.09% | 7.01% | 8.75% | 6.56% | 6.98% | 7.06% | 9.24% | 9.28% | +272 bps | |
| Share Growth (YoY) | 8.97% | 12.07% | 15.27% | 13.45% | 8.52% | 8.12% | 7.65% | 9.14% | -431 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.58% | 0.67% | 0.55% | 0.60% | 0.62% | 0.64% | 0.56% | 0.64% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.64% | 12.61% | 12.18% | 12.52% | 12.76% | 12.76% | 12.44% | 12.69% | +17 bps | |
| Net Worth / Assets | 12.64% | 12.61% | 12.18% | 12.52% | 12.76% | 12.76% | 12.44% | 12.69% | +17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 105.11% | 102.20% | 98.90% | 99.92% | 103.61% | 101.20% | 100.36% | 100.05% | +13 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Wichita, KS · Charter 60062 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 16 branches
Q2 2026
Return on Assets
1.22%
Rank 79 of 435
Net Interest Margin
3.48%
Rank 185 of 435
Efficiency Ratio
66.59%
Rank 132 of 435
Equity / Assets
12.69%
Rank 106 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.22% | 0.55% | 0.81% | 1.14% | Beats 82% | 79 / 435 | ||
| Return on Equity | 9.65% | 5.12% | 7.41% | 9.70% | Beats 75% | 110 / 435 | ||
| Net Interest Margin | 3.48% | 3.01% | 3.39% | 3.75% | Beats 57% | 185 / 435 | ||
| Efficiency Ratio | 66.59% | 65.25% | 71.39% | 77.86% | Beats 70% | 132 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.64% | 0.45% | 0.69% | 1.05% | Beats 54% | 200 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.69% | 9.81% | 10.84% | 12.63% | Beats 76% | 106 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.69% | 9.81% | 10.84% | 12.63% | Beats 76% | 106 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 100.05% | 78.33% | 88.38% | 95.61% | 85th pctl | 65 / 435 | ||
| Loans / Assets | 82.46% | 67.69% | 74.58% | 80.80% | 84th pctl | 68 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||