Fort Worth, TX · Charter 60051
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.17% | 0.09% | 0.02% | -0.70% | -0.79% | -96 bps | |
| Return on Equity | 1.64% | 0.92% | 0.25% | -7.24% | -8.27% | -991 bps | |
| Net Interest Margin | 5.18% | 5.35% | 5.32% | 5.02% | 4.97% | -21 bps | |
| Efficiency Ratio | 84.82% | 83.35% | 82.11% | 89.92% | 93.38% | +855 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.68% | 4.58% | 3.96% | 2.61% | -0.17% | -485 bps | |
| Loan Growth (YoY) | 2.66% | -0.93% | -5.75% | -8.86% | -8.37% | -1,103 bps | |
| Share Growth (YoY) | 5.05% | 4.08% | 4.39% | 3.44% | 0.28% | -477 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.86% | 1.57% | 1.13% | 0.84% | 0.80% | -106 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.06% | 10.22% | 10.08% | 9.63% | 9.59% | -46 bps | |
| Net Worth / Assets | 10.06% | 10.22% | 10.08% | 9.63% | 9.59% | -46 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 88.87% | 87.89% | 83.80% | 78.64% | 81.20% | -767 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |