Washington State Employees
Olympia, WA · Charter 60042 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 25 branches
Q2 2026
$5.1BAssets
$3.9BLoans
$4.5BShares
$503.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 92% of credit unions $1B-$10B in assets (rank 33 of 435).
- Widest gap: return on assets trails 92% of credit unions $1B-$10B in assets (rank 401 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.25%
Rank 401 of 435
Net Interest Margin
4.15%
Rank 33 of 435
Efficiency Ratio
75.29%
Rank 288 of 435
Equity / Assets
9.89%
Rank 314 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.25% | 0.55% | 0.81% | 1.14% | Beats 8% | 401 / 435 | | |
| Return on Equity | 2.52% | 5.12% | 7.41% | 9.70% | Beats 9% | 397 / 435 | | |
| Net Interest Margin | 4.15% | 3.01% | 3.39% | 3.75% | Beats 92% | 33 / 435 | | |
| Efficiency Ratio | 75.29% | 65.25% | 71.39% | 77.86% | Beats 34% | 288 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.80% | 0.45% | 0.69% | 1.05% | Beats 41% | 257 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.89% | 9.81% | 10.84% | 12.63% | Beats 28% | 314 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.89% | 9.81% | 10.84% | 12.63% | Beats 28% | 314 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 86.18% | 78.33% | 88.38% | 95.61% | 44th pctl | 244 / 435 | | |
| Loans / Assets | 76.97% | 67.69% | 74.58% | 80.80% | 59th pctl | 180 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |