Kansas City, KS · Charter 60037
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.90% | 0.86% | 0.86% | 0.68% | 0.63% | -27 bps | |
| Return on Equity | 8.79% | 8.10% | 7.94% | 6.27% | 5.73% | -306 bps | |
| Net Interest Margin | 3.97% | 4.04% | 4.06% | 3.91% | 4.02% | +5 bps | |
| Efficiency Ratio | 72.91% | 73.99% | 73.81% | 75.06% | 75.97% | +306 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.80% | -2.25% | -2.86% | -1.64% | -0.85% | -5 bps | |
| Loan Growth (YoY) | -6.54% | -5.28% | -4.70% | -4.70% | -4.79% | +176 bps | |
| Share Growth (YoY) | -2.22% | -3.65% | -4.38% | -2.74% | -1.95% | +27 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.61% | 0.59% | 0.87% | 0.65% | 0.63% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.26% | 10.62% | 10.86% | 10.80% | 11.06% | +80 bps | |
| Net Worth / Assets | 10.26% | 10.62% | 10.86% | 10.80% | 11.06% | +80 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 49.24% | 50.91% | 50.46% | 47.46% | 47.81% | -143 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |