PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

The New Orleans Firemen's

Metairie, LA · Charter 6

NCUA · 10 branches

Q2 2026

$283.9MAssets
$220.8MLoans
$245.9MShares
$33.3MNet Worth

Executive Summary

  • Earnings: ROA of 0.08%, down 89 bps year over year; NIM at 4.86%.
  • Asset quality: problem loans at 1.19% of loans (-26 bps YoY).
  • Capital: net worth / assets of 11.72%, up 30 bps from a year ago.
  • Funding: loans stand at 89.80% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

0.08%-89 bps YoY

Net Interest Margin (YTD, annualized)

4.86%+23 bps YoY

Efficiency Ratio (YTD, annualized)

85.67%+439 bps YoY

Net Worth / Assets

11.72%+30 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-0.21%0.00%0.48%0.97%1.09%0.90%0.01%0.08%-89 bps
Return on Equity-1.90%0.04%4.39%8.49%9.37%7.84%0.11%0.65%-784 bps
Net Interest Margin4.50%4.63%4.57%4.62%4.69%4.71%4.72%4.86%+23 bps
Efficiency Ratio89.20%85.82%81.46%81.27%79.92%82.74%81.31%85.67%+439 bps
Growth
Asset Growth (YoY)5.77%1.14%0.33%0.37%3.15%5.12%4.34%3.21%+284 bps
Loan Growth (YoY)3.36%3.85%5.14%6.57%6.33%4.79%6.88%6.75%+18 bps
Share Growth (YoY)6.34%0.51%0.25%0.02%2.03%4.34%3.76%2.76%+275 bps
Asset Quality
Delinquent Loans / Loans1.44%1.71%1.31%1.45%1.26%1.16%1.04%1.19%-26 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital10.96%11.14%11.00%11.42%11.60%11.50%11.33%11.72%+30 bps
Net Worth / Assets10.96%11.14%11.00%11.42%11.60%11.50%11.33%11.72%+30 bps
Liquidity & Funding
Loans / Shares84.33%86.37%84.35%86.45%87.88%86.74%86.89%89.80%+335 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps